How to Sign Up

Georgia Access is the best way for you to get an individual health plan. It is a one-stop shop where you can compare plans and figure out which one is right for you. Also, remember that it is the only place where you can get government help to pay for your individual plan.

Note: Before 2025, Georgia used the website HealthCare.gov, also called the Health Insurance Marketplace, which is operated by the federal government. If you previously bought an individual plan on HealthCare.gov, you would now use Georgia Access instead.

Open Enrollment

Open enrollment for individual plans has ended for this year. People in certain situations can still sign up for a health plan under special enrollment rules.

Usually, you can only sign up for an insurance plan through Georgia Access during a certain time called open enrollment. To sign up for an individual plan that will cover you during 2025, you must sign up between November 1, 2024 and January 15, 2025.

If you do not sign up during that time, you will usually not be allowed to sign up for an individual plan through Georgia Access until another year has passed. That means you might not be able to get coverage for an entire year.

Special Enrollment

There are certain situations when you can sign up for an individual plan through Georgia Access even though it is not the usual open enrollment period:

• Your household income is at or below 150% of FPG
• If you lose other health coverage you had
• If your income changes and you gain or lose eligibility for government help paying for your coverage
• If you become a legal resident of the United States
• If you move
• If there was a mistake in your enrollment
• In other life-changing circumstances, such as having a child or getting married

Note: American Indians do not have these restrictions on enrollment.

Visit Georgia Access

The best way for you to get an idea of what you could get through Georgia Access is for you to browse its website or call the Georgia Access call center at 1-888-687-1503.

You don’t have to sign up for a plan immediately, unless the open enrollment period is about to end. You should research the options listed and get good advice about other alternatives.