Benefits for Young People
- The Basics
- Why Benefits Matter
- Key Programs
- SSI Eligibility for Young People
- Medicaid Eligibility for Young People
- Private Health Coverage for Young People
- Other Programs
- Next Steps
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Medicaid Eligibility for Young People
Medicaid helps people with low income pay for their visits to the doctor, hospital stays, prescription drugs, medical equipment, and other medical services.
If you get Supplemental Security Income (SSI) benefits or used to get SSI benefits and now qualify for SSI's 1619(b) status, you get Medicaid coverage automatically and do not need to worry about the eligibility information discussed here.
If not, you may qualify for:
- Medicaid or PeachCare for Kids, if you are 18 or younger, or
- Georgia Pathways to Coverage Medicaid, if you are 19 or older.
You can apply for them:
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Online at Georgia Gateway
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By phone at 1-877-423-4746
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By completing the Application for Benefits (Form 297), and then mailing, faxing, or bringing it in person to your local Division of Family and Children Services (DFCS) office, or
- In person at your local Division of Family and Children Services (DFCS) office.
Medicaid if You Are 18 or Younger
If you are 18 or younger, you may qualify for either Medicaid for Children Under 19 or for PeachCare for Kids if your family’s income is 252% of the Federal Poverty Guidelines (FPG) or less ($6,752 per month or less for a family of four). It doesn't matter how much your family has in resources or whether you have a disability.
Check whether your family's income is low enough for you to get Medicaid for Children Under 19 or PeachCare for Kids:
| Your family size: | |
Income limits for your family: | |
| $15,650 | |
| $5,500 | |
| $15,060 | |
| $5,380 | |
| 252 | |
| Georgia Pathways to Coverage Medicaid (100% FPG) | |
| PeachCare for Kids (252% FPG) | |
| Subsidized private plans, reduced fees (100% FPG - 250% FPG) | |
| to | |
| Subsidized private plans (no upper income limit) | -- |
If your family's income is within the limits for a program, you may qualify if you meet other program rules.
Notes:
| |
You may see the income limit for PeachCare for Kids listed as 247% of the Federal Poverty Guidelines (FPG). However, when Medicaid counts your income, they’ll knock 5% of FPG off your household income if you make more than 247% FPG. That's why we say that you can make up to 252% of FPG, because it more accurately shows how much income you could have and still get PeachCare for Kids coverage if you are under 19.
Note: Some young people with disabilities who don't get SSI and don't qualify for income-based Medicaid may still qualify for disability-based Medicaid. If you have any questions about this, talk to a benefits expert.
Medicaid Home and Community Based Services (HCBS) Waiver programs pay for services that help people with disabilities live in their own homes instead of in nursing homes or other institutions. To qualify for a Waiver program, you must have disability-related needs that require more services than Medicaid usually covers. Each Waiver program helps people with different types of needs.
If you have needs that mean you could qualify for a Waiver, there's a higher income limit than other Medicaid programs have. This means you might be able to get Medicaid coverage even if you don't qualify for the programs discussed below. Learn more about Medicaid Waiver programs.
Georgia Pathways to Coverage if You Are 19 or Older
If you are 19 or older, you may qualify for Georgia Pathways to Coverage Medicaid if your family’s income is 100% of FPG or less ($1,305 per month or less if you are single). For Pathways, a person must also do a qualifying activity, which could include working, going to college, getting other training, or doing vocational rehabilitation with the Georgia Vocational Rehabilitation Agency (GVRA).
If you are pregnant, you can get Medicaid if you have income up to 225% FPG ($3,966 per month if you are single and having your first child; the baby counts as a family member according to Medicaid). It doesn't matter how much your family has in resources or whether you have a disability. Medicaid coverage lasts a year after giving birth.
Check whether your income is low enough for you to get Georgia Pathways to Coverage Medicaid:
| Your family size: | |
Income limits for your family: | |
| $15,650 | |
| $5,500 | |
| $15,060 | |
| $5,380 | |
| 252 | |
| Georgia Pathways to Coverage Medicaid (100% FPG) | |
| PeachCare for Kids (252% FPG) | |
| Subsidized private plans, reduced fees (100% FPG - 250% FPG) | |
| to | |
| Subsidized private plans (no upper income limit) | -- |
If your family's income is within the limits for a program, you may qualify if you meet other program rules.
Notes:
| |
Some places may show the income limit for Pathways Medicaid as 95% of the Federal Poverty Guidelines (FPG). However, when the Medicaid counts your income, they’ll knock 5% of FPG off your income if you make more than 95% of FPG. That's why we say that you can make up to 100% of FPG, because it more accurately shows how much income you could have and still get Medicaid through Georgia Pathways to Coverage. For Medicaid for pregnant women, this means we show 225% of FPG as the limit, rather than 220%.
Learn more in DB101's article on Georgia Pathways to Coverage.
Note: If you have a disability, don't get SSI, and make too much for income-based Medicaid, you may qualify for disability-based Medicaid or for a Medicaid Waiver program.
If you don’t qualify for Medicaid or a Medicaid Waiver program, look into other health coverage options on Georgia Access. Learn more about private health insurance.
Learn more
School and Work Estimator
Are you a young person? See how working and staying in school can help you.
Medicaid Waiver Programs
Medicaid waiver programs help people with disabilities live in the community.
ABLE Accounts
ABLE accounts help people with disabilities save money without losing benefits.
Get Expert Help
SSI and SSDI
How Work Affects SSI and SSDI
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Call the Ticket to Work Help Line
1-866-968-7842
Medicaid
Medicare
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Call Medicare
1-800-633-4227 -
Call the Georgia State Health Insurance Assistance Program (SHIP)
1-866-552-4464, Option 4
Work Preparation
- Contact your Vocational Rehabilitation (VR) office
- Contact your local WorkSource Georgia Center
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